PLURIBUS

PERMISSIONED SPENDING / PRIVATE MVP

Money moves
with your permission.

A card that stays frozen until you approve one payment. A wallet designed to bring that same control to dollars and USDC.

Explore the product ↓Enter the private MVP ↗

Working Stripe sandbox. Test funds only. Live card and stablecoin programs are subject to approval.

TRY THE IDEA

Permission has
a beginning and an end.

This interactive illustration runs entirely in your browser. Try an approved payment or a mismatched amount, then see what happens when permission expires.

Illustration only · no account, card, wallet connection, or money movement.

PLURIBUS / PAYMENT PERMISSIONFrozen

No active permission. The card is frozen.

EXACT AMOUNT5 MINUTESONE USE

CRYPTO, WITH A CLEAR PURPOSE

USDC in.
Permission to spend.

The goal: make stablecoin balances useful for everyday spending, with explicit approval at the point of purchase.

Explore USDC in the test wallet ↗
01 / FUND

Receive USDC

The customer build includes Base Sepolia testnet deposits, confirmation tracking, and duplicate-safe ledger crediting.

Available in the configured test environment
02 / CONFIRM

Make funds spendable

Finalized funding becomes a local balance. Card authorization does not wait on a blockchain request.

Processor architecture
03 / SPEND

Approve one payment

The live vision connects approved stablecoin funding and card issuance. Custody, conversion, and program eligibility must be validated with the provider.

Production path · not live

THE INVESTMENT THESIS

Build trust at the
moment money leaves.

THE WEDGE

Control-conscious spenders

Start with invited users who want explicit control over online purchases, including people already comfortable holding USDC. Validate repeat use before expanding the audience.

THE PRODUCT

A wallet and a policy engine

The customer experience owns intent. The processor enforces permissions, balances, transaction lineage, and subscription entitlements.

THE MODEL

Earn through useful protection

Personal, Plus, and Pro plans are implemented in test billing. Validate willingness to pay and contribution margin before relying on interchange or scale.

WHAT THE NEXT ROUND SHOULD UNLOCK

From working MVP
to an approved pilot.

These are proposed funding milestones, not claims of traction or provider approval.

  1. Prove customer pull

    Measure activation, repeat protected payments, paid conversion, support burden, and reasons users abandon approval.

  2. Secure the live program

    Confirm audience, geography, onboarding, custody, funding, card issuance, and operational responsibilities with providers.

  3. Validate operational safety

    Rehearse reconciliation, webhook recovery, outages, disputes, refunds, and incident response before a capped employee pilot.

A PRODUCT YOU CAN INSPECT

See what exists.
Understand what comes next.

01 / CUSTOMER BUILD

Private wallet ↗

Invited access to card controls, funding, plans, and transaction history.

02 / DILIGENCE

Product & launch brief ↗

Scope, architecture, business assumptions, and the gates to a live pilot.

03 / LONGER-TERM RESEARCH

Network future ↗

Explore the independent cryptographic credential research track.