A quieter way to pay online
Your real account
never checks out.
Pluribus creates one transaction lineage from a disposable credential. The merchant sees a short-lived number; authorization, capture, and refund stay connected behind it.
Start the demo
Open a synthetic account.
Choose a ledger-backed demo balance or, when configured, Stripe test funding. Pluribus stores provider tokens—not underlying card data.
Authorize
The processor adapter normalizes the request; cryptographic validation and policy run independently of its source.
Reserve
The selected funding provider reserves integer minor units while the gateway records an append-oriented event.
Settle
Capture, reversal, and refund remain on the original transaction lineage; unrelated credential reuse declines.
Transaction laboratory
Test the whole payment, not just approval.
Authorize now; capture, adjust, reverse, and refund separately. Each action stays linked to one transaction.
Explicit scenarios
Choose a scenario or submit the configured checkout directly.
Consumer ledger
Transactions
| Time | Merchant | Authorized | Captured | Refunded | Status |
|---|---|---|---|---|---|
| No activity yet. | |||||